Life Insurance premiums and the options in which they can be structured can be somewhat confusing, and you may have the inevitable task of choosing between two types of premium structure Stepped and Level.
You are nearing retirement, worked hard for many years and looking forward to enjoying a comfortable retirement that you always hoped for.
Unexpectedly you receive bad news that your son or daughter has been injured from an accident and unlikely for him or her to ever walk again.
When you think about dangerous occupations, tradies don’t exactly spring to mind.
But according to Safework Australia, labourers and related workers had the highest incidence rates of work-related injury – nearly three times the rate of all occupations 1.
Many professionals are failing to protect their biggest asset; themselves
With years of education behind them, and years of earning potential in front of them, professionals are a valuable commodity. But why are so few protecting themselves with insurance?